
Fintech Startups to Watch: Trends Shaping the Next Wave
Funding has stabilized, the trust gap with banks has narrowed, and the models gaining traction are the ones that sell picks and shovels to the financial system…

Funding has stabilized, the trust gap with banks has narrowed, and the models gaining traction are the ones that sell picks and shovels to the financial system…

A holder with just under 1% of CAB Payments calls the Helios Consortium's possible offer substantially undervalued and points to a competing 110p possible offer…
Pay-in-four mechanics, the CFPB's 2024 interpretive rule that treated BNPL like credit cards, the May 2025 withdrawal of that guidance, and the numbers that…

A wrong charge is not the end of the story. How chargebacks work, the rights behind them, and the steps that give your dispute its best chance.

Cards and wallet apps are layers of the same system, not rivals. How each works, where each shines, and how to pick the right one at the counter.
A payments hub gives merchants one integration and many payment providers. This guide explains the architecture layer by layer, from gateway to settlement.

Banks earn the spread between deposit and loan rates, add fee income, then absorb losses and payroll; FDIC data put the industry margin at 3.32 percent in…

The FDIC has paid every insured deposit since 1933. The $250,000 limit runs per bank and per ownership category, and the NCUA runs the same math for credit…

Programmable payments attach rules to money, and tokenized deposits give those rules something safe to move. Here is how the two layers fit together.

Implementation, measured impact and evidence usually outrank novelty, which is why polished pitches with no traction lose to quieter products that work.

When the last teller window in town stays open, the reason is rarely the branch's own economics — it is everything the branch quietly carries.

A technical analyst puts a $82,900–$83,000 support zone at the center of the October outlook; the levels are sourced, but the method deserves a second look.

Half of 270 women polled at a Sydney wealth event said they were 'writing the next chapter' of their financial lives — and the app behind the poll argues Open…

A new digital banking update brings credit card PIN changes, future-dated Interac e-Transfers and appointment booking to the Scotia app — what each change does,…

A chargeback reverses a card sale at the issuer's hand before the merchant hears about it, and the merchant's only recourse is evidence, not argument.

Open banking consent runs on OAuth 2.0 scopes and token lifetimes: customers pick data categories at their bank, apps receive short-lived access tokens, and the…

The CFPB's personal financial data rights rule requires the largest banks to open customer data to rival providers on request, with the first deadlines arriving…

Pennsylvania's largest digital-first credit union says a multi-year rebuild of its member experience will start with joint planning now underway.